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It’s as simple as it looks.

No guesswork here: CARET Pay basic pricing is simple and straightforward.

Merchant Fees

Payment TypeRate
Visa / Mastercard Cards Rate (per transaction)3.0% Fixed
Discover, Corporate/Business Cards Rate (per transaction)3.5%
American Express Rate (per transaction)3.9% Effective rate
All International Transactions* (applies to international credit and debit cards)Additional 1.5%
e-Checks/ACH*1% of invoice amount, maximum of $50

*Additional fees only apply to international credit and debit cards. ACH maximum transaction size is $50,000.

$20 non-processing transaction fee: Does not apply to customers who have already processed transactions through CARET Pay. If you do not process a transaction through CARET Pay after the first full month from the CARET Pay Account Approval Date or when you are provided access to the applicable CARET software, whichever is later (the “Initial Period”), you will be assessed a $20 monthly fee. In no event will the initial period be less than 30 days.  This fee will continue monthly until you process your first transaction. Upon processing your first transaction, you will no longer be charged the fee for the life of your CARET Pay account.